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HOMEOWNER
Home Inventory
It used to be that taking inventory of everything you own was confusing and difficult to do.  People couldn't figure out what to inventory, what to take pictures of or where to put it. 
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Preventing Underinsurance
It's a homeowners worst nightmare: a fire or a fierce storm or flood comes through and leaves your house in ruins. Updating your homeowners insurance regularly can help you be prepared for disaster. 
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How To File An Insurance Claim
Nobody likes to think a disaster will ever happen to them.  But the time to think about the claims process is before a disaster strikes.

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Dog Liability
They may be good companions, and may truly be man's best friend, but some people are learning the hard way that aggressive behavior by their dog could cost them some money.
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Home Business
If you operate a small business out of your home, business insurance is a necessity to protect yourself and your business from lawsuits or theft as these items will be excluded from a homeowner insurance policy.
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DISASTERS
Survey:  Are Californians Ready For a Disaster?
Given California's history of natural disasters -- inlcuding earthquakes, floods, landslides and wildfires -- you'd think Californians would be prepared for the "big one."
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Earthquake Safety
What would happen to your cabinets, computer, television sets and family should the ground start to shake?  You may be surprised that so many things inside the home can be destroyed even though the structure of the home stays intact.
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Home Evacuation
Two families and one drill -- evacuate the house in 10 minutes.  But there is a big difference between these two families:  One family had talked about how to evacuate while the other, like most, had not.
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El Nino Storms
El Nino occurs when sea surface temperatures in the Equatorial Pacific Ocean remain above average for more than several months.

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Disaster Tax Deductions
If your house or car or other piece of expensive personal property was damaged by a fire or flood or some other unexpected disaster, some of your losses could be deducted from your taxes.
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AUTO
Auto Accidents
Would you know what to do at the scene of an accident?  By following some simple steps, you will have a more accurate picture of what occurred which will help smooth the claims process.
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Teenage Drivers
Teenage drivers are four times more likely to be involved in a fatal crash than drivers in their 30's.

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Katrina Cars
Despite the insurance industry's efforts to keep Katrina destroyed cars off the salvage market, officials say now is the time these vehicles could show up in your home town.
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Booster Seats
Children that weigh between 40 and 80 pounds -- typically between four and eight years old -- can not fit safely in adult safety belts.  For these children, parents should purchase and safely use booster seats.
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