Art, it is often said, is in the eye of the beholder. But without proper insurance coverage, art that is lost, stolen or damaged can be out of sight completely.
 
Homeowners or renters purchasing a piece of valuable art should call their insurance agent, broker or company representative as soon as possible. It’s important to find out if the artwork can be covered under the standard homeowner or renter policy or if additional coverage is needed.

Seven nuclear power facilities have been built in California over the last 50 years.  While most have been deactivated, two of these plants are still in operation: The Diablo Canyon facility located near San Luis Obispo, and the San Onofre facility located between Los Angeles and San Diego. Though these plants are owned and operated privately, the United States Nuclear Regulatory Commission regulates them.

Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home's property value and generally includes the boat, motor and trailer combined. Liability coverage is typically not included–but it can be added as an endorsement to a homeowners policy.

State regulators monitor the financial health of state-licensed companies through analysis of the detailed annual financial statements that insurers are required to file and periodic on-site examinations.

When a company is found to be in poor financial condition, regulators can take various actions to try to save it.  Insolvencies do occur, however, despite the best efforts of regulators.

Each year more than 2.5 million couples say, “I do” in the United States. With the cost of the average wedding at $20,000 -- usually 20 percent of that in nonrefundable deposits -- wedding insurance has become increasingly popular.