With expensive jewelry, electronics or sports equipment on many holiday gift lists, savvy homeowners may need a little extra insurance coverage under their trees. 

The storm front that brought pummeling rain and hail to Southern California Wednesday should serve as a warning to homeowners to prepare for a wet winter. Both your home and your homeowner’s insurance may need a checkup. 

As little ghosts and goblins dash from house to house, driving will be tricky on All Hallows Eve. Add darkened streets due to the end of daylight savings time and the drive can be frightening.

More than half of California’s 12.5 million homes face wildfire dangers that pose a financial loss potential well in excess of $106 billion, according to state fire statistics and insurance industry analysis. 

Companies struck by this week’s “MS Blaster” virus may find vulnerabilities in more than just their computer networks.  Without cyber risk insurance, businesses are also exposed to financial damage caused by these cyber wormholes.