Flood Damage Vs. Water Damage
Are You Financially Prepared for an Earthquake?
Water, water everywhere, but not a drop should be there. With dismay, you discover that your home is filled with damaging water. Will your insurance policy cover this loss? That depends on the type of insurance you chose to purchase and how the water entered your house.
There basically are two insurance policies that deal with a homeowner's damage due to water -- a flood insurance policy and a homeowners insurance policy.
Is Your Home Properly Insured? The Three Most Important Questions To Ask Your Insurer
Earthquakes have occurred in 39 states in the last century. Although 90
percent of Americans live in areas considered seismically active, only a
small fraction purchase earthquake insurance.
As Californians take time to remember the devastating Northridge earthquake of 1994, the Insurance Information Network of California urges homeowners to evaluate their earthquake recovery plans.
For many people, their home is their greatest asset. To protect their investment, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs.
To properly insure your home, it is important to ask your agent or company representative three key questions.
Protect Your Home From Burglars Before You Go On Vacation
Many rustic regions have become popular home-building areas, placing more Californians in danger of brushfire than ever before. Since 1970, the population of 11 California counties – nine of them forested – has grown by more than 150 percent.
Hundreds of California communities in urban/wildland areas are considered high-risk.
Before you pile your luggage in the car or get your airline tickets ready for that long awaited vacation, make sure that once you leave, you won't return to an empty house. IINC suggests you follow some simple guidelines before your next trip.