Is Your Home Fire Safe?
Many rustic regions have become popular home-building areas, placing more Californians in danger of brushfire than ever before. Since 1970, the population of 11 California counties – nine of them forested – has grown by more than 150 percent.
Hundreds of California communities in urban/wildland areas are considered high-risk.
Protect Your Home From Burglars Before You Go On Vacation
Wildfire season isn't limited to summer and fall any more. Before things really heat up, California homeowners can take simple steps to protect their homes and neighborhoods against wildfires.
Another item to remember is to check and update your homeowner insurance. Unfortunately, some homeowners affected by fires discover that they're underinsured.
Are You Financially Prepared for an Earthquake?
Before you pile your luggage in the car or get your airline tickets ready for that long awaited vacation, make sure that once you leave, you won't return to an empty house. IINC suggests you follow some simple guidelines before your next trip.
Is Your Home Properly Insured? The Three Most Important Questions To Ask Your Insurer
Earthquakes have occurred in 39 states this century. Although 90 percent of Americans live in areas considered seismically active, only a small fraction purchase earthquake insurance. The 1994 Northridge earthquake in California reaffirmed this fact after parts of Nevada were also jolted by the 6.8 tremblor. In anticipation of the next major earthquake, Nevadans have been busy developing and testing emergency disaster plans and stocking their earthquake kits with extra food, water, batteries and other essential items for survival.
For many people, their home is their greatest asset. To protect their investment, homeowners should update their insurance regularly to include improvements, major purchases and increased rebuilding costs.
To properly insure your home, it is important to ask your agent or company representative three key questions.