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Disaster Central
Published  04/30/2012 | Disaster Central

The Insurance Information Network of California is the primary source of insurance-related disaster information in California.  IINC develops and coordinates disaster preparation and response information between the insurance industry, government, first responders and scientists.

In 2005, IINC was honored with the Public Relations Society of America's highest national honor, the Silver Anvil, for its response and public outreach efforts following the 2003 California wildfires.


Californians live with the threat of earthquakes, wildfires, floods and storms.  Since 1990, the state has suffered more than 35 natural catastrophes costing more than $20 billion in insured losses.  While disasters are a constant menace, there are steps homeowners can take to prepare for the effects of nature's calamities.  Select from one of the categories below to learn how to prepare you, your family and your home for disaster.


A catastrophe can occur at any moment.  This page contains useful information that can help you better understand insurance, organize a home inventory and prepare a home evacuation plan.


Less than 12 percent of California homeowners own earthquake insurance policies, and even fewer small business owners have purchased quake coverage, leaving millions of Californians financially unprotected in the event of a catastrophic earthquake.


Since 1990, California has endured nearly 25 storms resulting in more than $2 billion in insured losses.  A recent IINC survey indicates that 43 percent of respondents even consider themselves prepared for storms and the damage associated with them.

On the following page, learn what steps you can take to prepare and survive a winter storm.


Seven major wildfires have scorched millions of acres and damaged or destroyed thousands of homes resulting in approximately $6 billion in insured losses since 1990. 

With more than half of California homes located in high to very high fire danger regions, homeowners need to take time to learn how to protect their homes and families from one of natures most persistent catastrophes.