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Homeowners may be able to turn to their insurance policies for reimbursement of some expenses following a mandatory evacuation. Additional Living Expenses, ALE, is a standard coverage under most homeowner policies in California.
In addition to providing compensation for lodging and other expenses while replacement homes are constructed, ALE coverage may reimburse policyholders for hotel and other reasonable expenses incurred during a mandatory evacuation. State law requires that ALE coverage be provided for 24 months following a declared state of emergency.
A declared state of emergency requires a declaration by the president of governor.
Policyholders forced from their homes due to an ordered evacuation should immediately contact their insurance carrier.
IINC has posted phone numbers for major insurance carriers on its Web site at www.iinc.org.

“Disasters can happen anytime, anywhere and in many forms in California,” said IINC Executive Director Candysse Miller. “Californians should take the time to prepare their homes, their families and their finances for all risks.”
IINC is non-profit and non-lobbying trade association dedicated to helping the public understand insurance and manage risk. For more information, please visit the IINC Web site. You can also follow IINC on Twitter at www.twitter.com/iinc and on Facebook at http://companies.to/iinc.