Would You Know What To Do After A Rainy-Day Collision?
How to File an Auto Insurance Claim The Role of Speed in Traffic Collisions
Wet weather cause numerous problems for drivers.
having to drive in wet weather should slow down, allow more space
between cars while driving, turn on their headlights and not try to
navigate deep pools of water at flooded intersections.
If involved in an accident, drivers should:
• Take reasonable steps to protect your vehicle from further damage and move it out of traffic as soon as it is safe.
If someone is injured, call the police or highway patrol. Tell them how
many people were hurt and the types of injuries.
• Take notes at the accident scene. If possible, take pictures.
Exchange and note the following information: License plate numbers;
make and model of each car; driver’s license numbers;
insurance identification, including name of insurance company, broker or
agent, and policy number; names, addresses and phone numbers of
witnesses and names and badge numbers of police officers or other
If you run into an unattended vehicle or object, try to find the owner.
Otherwise, leave a note with your name, phone number and insurance
information so that they can contact you. Remember that leaving the
scene of an accident, no matter how small, is a crime.
• Report the accident to the Department of Motor Vehicles within 10 days if property damage exceeds $500.
• Do not
discuss the financial limits of your insurance policy.
an accident, regardless of who is at fault, it is important to
immediately call your insurance agent, broker or company to report the
incident. You should find out whether you are covered for this loss.
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