In February 2006, the Insurance Information Network of California and Fireman's Fund Insurance Company commissioned a statewide poll to determine Californians' attitudes toward disaster preparation.  The study was conducted to recognize the 100th anniversary of the 1906 San Francisco earthquake and fire which nearly leveled the city.

Only 22 percent of Californians consider themselves "very prepared" for a natural disaster, while 39 percent say they "aren't prepared at all" for catastrophe.

And while 35 percent of Californians say they are very prepared for wildfire, 45 percent say they are not at all ready for wildfire defense, evacuation or recovery.  

Earthquake and flood damage are typically not covered under standard homeowner insurance and may require a separate policy. Currently, an estimated 13 percent of California homeowners have purchased earthquake insurance, and roughly 254,000 Californians have purchased flood insurance. There are more than 8 million homeowner insurance policies active in California.

Related Information

Californians' Disaster Fears Vary By Region
California Disasters Since 1990
Regional Results