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				<title><![CDATA[Insurance Information Network of California - Articles - 2007]]></title>
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					  <title><![CDATA[Making a List?  Checking It Twice?  Remember to Include Your Homeowner Insurance]]></title>
					  <link>http://www.iinc.org/articles/234/1/Making-a-List--Checking-It-Twice--Remember-to-Include-Your-Homeowner-Insurance/Page1.html</link>
					  <description><![CDATA[With expensive jewelry, electronics and sports equipment on many wish lists, gift recipients should add one more item to their holiday to-do’s: A household inventory. An accurate, up-to-date inventory is the best way to speed the recovery process after a burglary, fire or catastrophe, but many people see the process as daunting. Free software available from the Insurance Information Network of California simplifies the process. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Thu, 20 Dec 2007 00:00:00 -0800</pubDate>
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					  <title><![CDATA[Fire and Rain:  Hillside Residents Urged to Prepare Home and Finances for Winter Storms]]></title>
					  <link>http://www.iinc.org/articles/233/1/Fire-and-Rain--Hillside-Residents-Urged-to-Prepare-Home-and-Finances-for-Winter-Storms/Page1.html</link>
					  <description><![CDATA[As winter storms strike Southern California, homeowners in fire-ravaged areas are cautioned to guard their homes against the destructive power of flash floods. Recent fires have stripped hills of natural vegetation, raising the potential for catastrophic losses. Most homeowner insurance policies protect against rain and wind damage and burst or frozen pipes, but damage caused by flooding is covered only through a flood insurance policy. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 18 Dec 2007 00:00:00 -0800</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/233/1/Fire-and-Rain--Hillside-Residents-Urged-to-Prepare-Home-and-Finances-for-Winter-Storms/Page1.html</guid>
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					  <title><![CDATA[More Than 22,700 Wildfire Insurance Claims Filed, IINC Survey Finds]]></title>
					  <link>http://www.iinc.org/articles/232/1/More-Than-22700-Wildfire-Insurance-Claims-Filed-IINC-Survey-Finds/Page1.html</link>
					  <description><![CDATA[
Our survey of the insurance industry has confirmed at least 22,700 claims filed from October&#8217;s Southern California fire and wind storms. The tally includes at least 2,000 insurance claims for damage stemming from the wind storms that fueled wildfires nearly a month ago. Though the wildfires did not burn as many homes as the firestorms of 2003, they have already resulted in a greater number of insurance claims. This was likely caused by the mass evacuation of San Diego County, which resulted in increased claims for additional living expenses. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 20 Nov 2007 00:00:00 -0800</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/232/1/More-Than-22700-Wildfire-Insurance-Claims-Filed-IINC-Survey-Finds/Page1.html</guid>
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					  <title><![CDATA[Insurance Claims From Firestorm Near 14,000]]></title>
					  <link>http://www.iinc.org/articles/226/1/Insurance-Claims-From-Firestorm-Near-14000/Page1.html</link>
					  <description><![CDATA[Roughly 14,000 insurance claims have been filed as a result of last week&#8217;s fire and wind storms, according to the Insurance Information Network of California.Working in partnership with the Insurance Information Institute to review claims data, IINC and III now project that insurers may pay up to $1.6 billion for wind and fire damage to homes, farms, vehicles and businesses.For more information, please visit our Southern California Wildfire Information page.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 30 Oct 2007 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/226/1/Insurance-Claims-From-Firestorm-Near-14000/Page1.html</guid>
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					  <title><![CDATA[Telephone Numbers for Southern California Wildfire Insurance Claims]]></title>
					  <link>http://www.iinc.org/articles/220/1/Telephone-Numbers-for-Southern-California-Wildfire-Insurance-Claims/Page1.html</link>
					  <description><![CDATA[The Insurance Information Network of California is collecting and updating contact and claims information from insurance carriers for the Angora fire and will be updating them on its Web site at www.iinc.org throughout this crisis. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 22 Oct 2007 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/220/1/Telephone-Numbers-for-Southern-California-Wildfire-Insurance-Claims/Page1.html</guid>
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					  <title><![CDATA[IINC Answers Questions Raised By Wildfires]]></title>
					  <link>http://www.iinc.org/articles/218/1/IINC-Answers-Questions-Raised-By-Wildfires/Page1.html</link>
					  <description><![CDATA[After a wildfire, people usually have questions about the coverage provided by a typical homeowners or auto insurance policy. The Insurance Information Network of California offers answers to some of these basic questions. For additional information, please visit www.iinc.org.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 22 Oct 2007 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/218/1/IINC-Answers-Questions-Raised-By-Wildfires/Page1.html</guid>
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					  <title><![CDATA[IINC Answers Landslide Coverage Questions]]></title>
					  <link>http://www.iinc.org/articles/217/1/IINC-Answers-Landslide-Coverage-Questions/Page1.html</link>
					  <description><![CDATA[
Following the recent landslide in La Jolla, many homeowners may be wondering what disasters their insurance will cover. Homeowner insurance policies are extensive contracts that cover threats that typically include fire and lightning, windstorm or hail, explosions, riots, aircraft or vehicle collisions into the home, smoke, vandalism and theft. They also have specific exclusions for some catastrophic risks. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Thu, 04 Oct 2007 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/217/1/IINC-Answers-Landslide-Coverage-Questions/Page1.html</guid>
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					  <title><![CDATA[Poll:  Californians Don't Act On Their Instinct For Financial Preparedness]]></title>
					  <link>http://www.iinc.org/articles/216/1/Poll--Californians-Dont-Act-On-Their-Instinct-For-Financial-Preparedness/Page1.html</link>
					  <description><![CDATA[A vast majority of Californians consider it their responsibility to keep their insurance current, but don&#8217;t bother to read their homeowners policies each year, a new study has found.More than two-thirds of those surveyed in a statewide poll commissioned by the Insurance Information Network of California said that homeowners have the primary responsibility to keep their insurance policies current. Only 36 percent said they have read their homeowners policy in the past year, however. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Thu, 20 Sep 2007 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/216/1/Poll--Californians-Dont-Act-On-Their-Instinct-For-Financial-Preparedness/Page1.html</guid>
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					  <title><![CDATA[IINC Provides "Insurance 411"]]></title>
					  <link>http://www.iinc.org/articles/214/1/IINC-Provides-quotInsurance-411quot/Page1.html</link>
					  <description><![CDATA[If an earthquake struck right now, you would wish you hadn&#8217;t left home without it. But all too often, homeowners discover that they don&#8217;t have basic insurance information at their fingertips. In recognition of National Preparedness Month, the Insurance Information Network of California today unveiled &#8220;Insurance 411,&#8221; a free Web tool designed to help consumers keep track of their insurance policies in the event of an emergency. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Thu, 06 Sep 2007 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/214/1/IINC-Provides-quotInsurance-411quot/Page1.html</guid>
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					  <title><![CDATA[My Ice Cream Melted:  Am I Covered?]]></title>
					  <link>http://www.iinc.org/articles/213/1/My-Ice-Cream-Melted--Am-I-Covered/Page1.html</link>
					  <description><![CDATA[The recent heat wave that blanketed Southern California caused major blackouts in some areas, prompting some customers to ask:&nbsp; "What about my ice cream?"Food spoilage from a prolonged power outage may be covered under some homeowner's policies.&nbsp; Though a standard homeowner's policy excludes losses from a general power outage, some policies include additional coverage for up to $500 of refrigerated or frozen food spoiled during a blackout.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Wed, 05 Sep 2007 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/213/1/My-Ice-Cream-Melted--Am-I-Covered/Page1.html</guid>
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