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				<title><![CDATA[Insurance Information Network of California - Articles - Auto]]></title>
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					  <title><![CDATA[What To Do If You Are Pulled Over]]></title>
					  <link>http://www.iinc.org/articles/355/1/What-To-Do-If-You-Are-Pulled-Over/Page1.html</link>
					  <description><![CDATA[You hear the siren and glance in the rear-view mirror. Sure enough, flashing blue lights are glaring back at you. Maybe you rolled through a stop sign, driven a little too fast or thought you could make one quick phone call without your hands-free device. You might not even know why you&#8217;re being stopped, but it&#8217;s time to pull over. No one likes to be stopped by the police, but there are things you can do to make the encounter less stressful and more favorable. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Wed, 03 Mar 2010 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/355/1/What-To-Do-If-You-Are-Pulled-Over/Page1.html</guid>
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					  <title><![CDATA[To Ride or Not To Ride Motorcycles -- Making an Educated Choice]]></title>
					  <link>http://www.iinc.org/articles/326/1/To-Ride-or-Not-To-Ride-Motorcycles----Making-an-Educated-Choice/Page1.html</link>
					  <description><![CDATA[Motorcycles can conjure up classic images of the California lifestyle, from cruising the Pacific Coast Highway to touring Route 66.&nbsp;For many riders, however, motorcycles are more than just image &#8211; they&#8217;ve become an affordable alternative to conventional four-wheelers.In general, motorcycles are less expensive to buy, run, maintain and insure than cars. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Fri, 18 Sep 2009 00:00:00 -0600</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/326/1/To-Ride-or-Not-To-Ride-Motorcycles----Making-an-Educated-Choice/Page1.html</guid>
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					  <title><![CDATA[The Cost of a DUI]]></title>
					  <link>http://www.iinc.org/articles/325/1/The-Cost-of-a-DUI/Page1.html</link>
					  <description><![CDATA[Having one more for the road might cost you more than you think. Everyone knows drinking and driving is a dangerous choice &#8211; causing injuries, property damage and even death &#8211; but most people don&#8217;t calculate the financial consequences of driving under the influence of alcohol or drugs. The potential costs of a DUI are staggering.&nbsp; From court costs, fines and attorneys' fees, to traffic school, probation and higher insurance premiums, you can expect to pay $10,000 or more for the experience.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 15 Sep 2009 00:00:00 -0600</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/325/1/The-Cost-of-a-DUI/Page1.html</guid>
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					  <title><![CDATA[Child Booster Seats]]></title>
					  <link>http://www.iinc.org/articles/314/1/Child-Booster-Seats/Page1.html</link>
					  <description><![CDATA[California law mandates that any child under the age of six or weighing less than 60 pounds must be secured in a child safety/booster seat in the rear seat of the car. Although the California Highway Patrol estimates a child&#8217;s injury risk is reduced by 33 percent when moved from the front seat to the back, many parents are still not following the law.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 27 Jul 2009 00:00:00 -0600</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/314/1/Child-Booster-Seats/Page1.html</guid>
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					  <title><![CDATA[Senior Drivers]]></title>
					  <link>http://www.iinc.org/articles/311/1/Senior-Drivers/Page1.html</link>
					  <description><![CDATA[California is a state built around the car culture, relying on cars to build businesses, travel, shop and provide a mobile independence. But there comes a time when knowledge and experience behind the wheel is offset by an inevitable decline in physical ability.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Fri, 12 Jun 2009 00:00:00 -0600</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/311/1/Senior-Drivers/Page1.html</guid>
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					  <title><![CDATA[The Role Of Speed In Traffic Collisions]]></title>
					  <link>http://www.iinc.org/articles/9/1/The-Role-Of-Speed-In-Traffic-Collisions/Page1.html</link>
					  <description><![CDATA[While drivers of all ages and both sexes speed at one time or another, high-speed drivers tend to be young males. A National Highway Traffic Safety Administration (NHTSA) analysis found that nearly 40 percent of all drivers age 14-19 involved in fatal traffic crashes were in speed-related crashes, but the percentage among drivers age 70 and older decreased to 7 percent. At all ages, male drivers are more likely than female drivers to be involved in speed-related fatal crashes.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 20 Apr 2009 00:00:00 -0600</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/9/1/The-Role-Of-Speed-In-Traffic-Collisions/Page1.html</guid>
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					  <title><![CDATA[California's Low Cost Auto Insurance Program]]></title>
					  <link>http://www.iinc.org/articles/13/1/Californias-Low-Cost-Auto-Insurance-Program/Page1.html</link>
					  <description><![CDATA[
In an effort to stem the tide of uninsured drivers in California and offer a low priced insurance policy for the poor, state legislators created the California Low Cost Automobile Insurance Program.The pilot program was launched on July 1, 2000 for San Francisco and Los Angeles county drivers. Since then, the program has expanded into&nbsp;all 58 counties.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Fri, 10 Apr 2009 00:00:00 -0600</pubDate>
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					  <title><![CDATA[The 411 On California Cell Phone Laws]]></title>
					  <link>http://www.iinc.org/articles/244/1/The-411-On-California-Cell-Phone-Laws/Page1.html</link>
					  <description><![CDATA[
On July 1, 2008, two new laws impacting the use of cell phones while driving a motor vehicle in California will go into effect.The first law prohibits all drivers from using a hand-held wireless telephone while operating a motor vehicle in California except for adults using a hands-free device.&nbsp;]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Thu, 10 Apr 2008 00:00:00 -0600</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/244/1/The-411-On-California-Cell-Phone-Laws/Page1.html</guid>
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					  <title><![CDATA[Auto Insurance 101]]></title>
					  <link>http://www.iinc.org/articles/15/1/Auto-Insurance-101/Page1.html</link>
					  <description><![CDATA[Auto insurance protects against financial loss if you are involved in a collision. It is a contract between you and the insurance company. The insured agrees to pay the premium, or cost of insurance, in exchange for the insurer&#8217;s agreement to pay for losses defined in the insurance policy. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Thu, 10 Apr 2008 00:00:00 -0600</pubDate>
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					  <title><![CDATA[How To File An Auto Insurance Claim]]></title>
					  <link>http://www.iinc.org/articles/242/1/How-To-File-An-Auto-Insurance-Claim/Page1.html</link>
					  <description><![CDATA[Whether you are involved in an auto accident or your auto is damaged or stolen, your first step in filing a claim is to call your insurance agent or company immediately to report the loss.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 01 Apr 2008 00:00:00 -0600</pubDate>
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