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				<title><![CDATA[Insurance Information Network of California - Articles - Press Releases]]></title>
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					  <title><![CDATA[Disaster Losses May Be A Tax Gain]]></title>
					  <link>http://www.iinc.org/articles/354/1/Disaster-Losses-May-Be-A-Tax-Gain/Page1.html</link>
					  <description><![CDATA[An often-overlooked deduction may help turn a major property-casualty loss into a tax time gain. The standard deduction for unreimbursed casualty and theft losses allows taxpayers to include certain uninsured property losses among their itemized deductions. In the past, qualifying for the disaster loss deduction meant that the taxpayer had to have sustained substantial financial losses. Insurance deductibles or gaps in insurance coverage -- from fire, flooding or earthquake, for example -- could qualify for tax deductions ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Wed, 03 Mar 2010 00:00:00 -0700</pubDate>
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					  <title><![CDATA[What Now?  IINC Answers Storm Recovery Questions]]></title>
					  <link>http://www.iinc.org/articles/352/1/What-Now--IINC-Answers-Storm-Recovery-Questions/Page1.html</link>
					  <description><![CDATA[With winter storms causing widespread damage, the Insurance Information Network of California&reg; offers answers to frequently asked storm questions: Question: Rising water flooded my home. Am I covered? Answer: A standard homeowner policy does not cover flood damage. However, a flood insurance policy, which compliments your homeowner policy, would provide coverage for damage caused by flooding. Flood insurance is typically available from your agent through the National Flood Insurance Program (www.floodsmart.gov or (800) 427-9662). Keep in mind that it takes 30 days from the time you purchase the policy for it to take effect. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 08 Feb 2010 00:00:00 -0700</pubDate>
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					  <title><![CDATA[Recent Quakes A Reminder of Possible Financial Aftershocks]]></title>
					  <link>http://www.iinc.org/articles/351/1/Recent-Quakes-A-Reminder-of-Possible-Financial-Aftershocks/Page1.html</link>
					  <description><![CDATA[
After two sizeable earthquakes book-ended the state last week, Californians got a jarring reminder of their unsettled landscape. But with roughly 12 percent of California homeowners purchasing earthquake policies, are their finances also on shaky ground? In today&#8217;s financial climate, walking away from disaster losses may not be a viable solution for homeowners. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 11 Jan 2010 00:00:00 -0700</pubDate>
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					  <title><![CDATA[A Policy Check-up Is a Good Resolution]]></title>
					  <link>http://www.iinc.org/articles/340/1/A-Policy-Check-up-Is-a-Good-Resolution/Page1.html</link>
					  <description><![CDATA[A financial review may not be at the top of everyone&#8217;s New Year resolution list. But as homeowners start 2010, they should add &#8220;insurance policy checkup&#8221; to their to-do list.&nbsp;During the course of a year, many changes could affect the insurance coverage. The addition of a room or a major room remodel; new appliances or electronics bought or received during the holidays; or a homeowner retiring from a job and now spending much more time at home could all be changes that affect the cost and type of homeowner insurance needed. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 28 Dec 2009 00:00:00 -0700</pubDate>
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					  <title><![CDATA[Battling Bartenders Highlight Holiday Safety]]></title>
					  <link>http://www.iinc.org/articles/339/1/Battling-Bartenders-Highlight-Holiday-Safety/Page1.html</link>
					  <description><![CDATA[Local law enforcement handed out citations &#8211; of merit &#8211; to area bartenders today for concocting alcohol-free drinks honoring designated drivers. Los Angeles-based mixologists squared off in the Battle of the Bartenders&reg; to decide who could create the very best &#8220;mocktails&#8221; and promote responsible holiday hospitality. Their creations were judged by local food critics and officers from the Los Angeles Police Department and the California Highway Patrol. The beverages were judged for taste, presentation, creativity and simplicity. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 15 Dec 2009 00:00:00 -0700</pubDate>
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					  <title><![CDATA[Bartenders Battle To Raise DUI Awareness]]></title>
					  <link>http://www.iinc.org/articles/337/1/Bartenders-Battle-To-Raise-DUI-Awareness/Page1.html</link>
					  <description><![CDATA[
Battling bartenders will descend on a downtown Los Angeles hot spot Tuesday to promote responsible holiday hospitality by competing to create the best alcohol-free mocktail. Hosted by the Insurance Information Network of California&reg; and L.A. LIVE, the Battle of the Bartenders&reg; will team up the California Highway Patrol, the Los Angeles Police Department, celebrity judges and bartenders from 11 L.A. LIVE restaurants and bars.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 14 Dec 2009 00:00:00 -0700</pubDate>
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					  <title><![CDATA[Insurers Boost State Economy By $30.1 Billion]]></title>
					  <link>http://www.iinc.org/articles/334/1/Insurers-Boost-State-Economy-By-301-Billion/Page1.html</link>
					  <description><![CDATA[California has a $1.85 trillion economy that ranks it as a global financial power, thanks in part to a multi-billion dollar boost from the property/casualty insurance industry, according to a new report. In 2007, insurers contributed $30.1 billion to California&#8217;s gross state product, accounting for about 2 percent of the state&#8217;s GDP. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Mon, 23 Nov 2009 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/334/1/Insurers-Boost-State-Economy-By-301-Billion/Page1.html</guid>
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					  <title><![CDATA[20 Years After Loma Prieta, How Prepared Are We?]]></title>
					  <link>http://www.iinc.org/articles/330/1/20-Years-After-Loma-Prieta-How-Prepared-Are-We/Page1.html</link>
					  <description><![CDATA[It has been 20 years since the catastrophic 6.9 magnitude Loma Prieta earthquake. If a similar earthquake happened today, the financial impact could further devastate an already weakened California economy. According to a study by Risk Management Solutions, a 6.7 magnitude earthquake on the Hayward fault could result in $112-to-$122 billion in economic losses, of which only $11-to-$13 billion would be insured.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Thu, 15 Oct 2009 00:00:00 -0600</pubDate>
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					  <title><![CDATA[Heavy Rains Cause Surge In Auto Accidents]]></title>
					  <link>http://www.iinc.org/articles/331/1/Heavy-Rains-Cause-Surge-In-Auto-Accidents/Page1.html</link>
					  <description><![CDATA[As wet weather covers the state, slick and flooded roads threaten to wreak havoc for drivers. Motorists having to drive in wet weather should slow down, allow more space between cars while driving, turn on their headlights and not try to navigate deep pools of water at flooded intersections. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Wed, 14 Oct 2009 00:00:00 -0600</pubDate>
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					  <title><![CDATA[Talking and Texting While Driving Can Be Hazardous To Your Health]]></title>
					  <link>http://www.iinc.org/articles/328/1/Talking-and-Texting-While-Driving-Can-Be-Hazardous-To-Your-Health/Page1.html</link>
					  <description><![CDATA[The Insurance Information Network of California is available to discuss the insurance repercussions of distracted driving with reporters covering the U.S. Department of Transportation&#8217;s Distracted Driving Summit. California is one of only six states that currently bans the use of hand-held cell phones while driving, and is one of 15 states to prohibit texting and driving. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Wed, 30 Sep 2009 00:00:00 -0600</pubDate>
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