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				<title><![CDATA[Insurance Information Network of California - Articles - Specialty]]></title>
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					  <title><![CDATA[Art: In the Eye of the Policyholder]]></title>
					  <link>http://www.iinc.org/articles/417/1/Art-In-the-Eye-of-the-Policyholder/Page1.html</link>
					  <description><![CDATA[Art, it is often said, is in the eye of the beholder. But without proper insurance coverage, art that is lost, stolen or damaged can be out of sight completely.&nbsp; Homeowners or renters purchasing a piece of valuable art should call their insurance agent, broker or company representative as soon as possible. It&#8217;s important to find out if the artwork can be covered under the standard homeowner or renter policy or if additional coverage is needed.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 16 Aug 2011 00:00:00 -0600</pubDate>
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					  <title><![CDATA[Nuclear Disasters and Insurance]]></title>
					  <link>http://www.iinc.org/articles/390/1/Nuclear-Disasters-and-Insurance/Page1.html</link>
					  <description><![CDATA[Seven nuclear power facilities have been built in California over the last 50 years.&nbsp; While most have been deactivated, two of these plants are still in operation: The Diablo Canyon facility located near San Luis Obispo, and the San Onofre facility located between Los Angeles and San Diego. Though these plants are owned and operated privately, the United States Nuclear Regulatory Commission regulates them.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Wed, 16 Mar 2011 00:00:00 -0600</pubDate>
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					  <title><![CDATA[Boat Insurance]]></title>
					  <link>http://www.iinc.org/articles/389/1/Boat-Insurance/Page1.html</link>
					  <description><![CDATA[Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10 percent of the home's property value and generally includes the boat, motor and trailer combined. Liability coverage is typically not included&#8211;but it can be added as an endorsement to a homeowners policy. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Fri, 11 Mar 2011 00:00:00 -0700</pubDate>
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					  <title><![CDATA[Insurance Guaranty Funds]]></title>
					  <link>http://www.iinc.org/articles/275/1/Insurance-Guaranty-Funds/Page1.html</link>
					  <description><![CDATA[State regulators monitor the financial health of state-licensed companies through analysis of the detailed annual financial statements that insurers are required to file and periodic on-site examinations. When a company is found to be in poor financial condition, regulators can take various actions to try to save it.&nbsp; Insolvencies do occur, however, despite the best efforts of regulators.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 16 Sep 2008 00:00:00 -0600</pubDate>
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					  <title><![CDATA[Wedding & Special Event Insurance]]></title>
					  <link>http://www.iinc.org/articles/125/1/Wedding--Special-Event-Insurance/Page1.html</link>
					  <description><![CDATA[Each year more than 2.5 million couples say, &#8220;I do&#8221; in the United States. With the cost of the average wedding at $20,000 -- usually 20 percent of that in nonrefundable deposits -- wedding insurance has become increasingly popular.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 02 Jan 2007 00:00:00 -0700</pubDate>
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					  <title><![CDATA[Travel Insurance]]></title>
					  <link>http://www.iinc.org/articles/124/1/Travel-Insurance/Page1.html</link>
					  <description><![CDATA[Travel insurance is designed to put the &#8220;bon&#8221; in bon voyage. It can provide extra protection before, during and after a trip or vacation. there are four types of travel insurance: Trip cancellation insurance; baggage and personal effects coverage; emergency medical assistance coverage; and accidental death or dismemberment coverage.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 02 Jan 2007 00:00:00 -0700</pubDate>
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					  <title><![CDATA[Personal Watercraft]]></title>
					  <link>http://www.iinc.org/articles/123/1/Personal-Watercraft/Page1.html</link>
					  <description><![CDATA[Personal watercraft such as Jet Skis and Waverunners are more popular than ever -- sales have increased ten-fold in the past decade and account for one-third of all new boat sales. California sales topped 20,000 last year alone. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 02 Jan 2007 00:00:00 -0700</pubDate>
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					  <title><![CDATA[Covering Kids at College]]></title>
					  <link>http://www.iinc.org/articles/122/1/Covering-Kids-at-College/Page1.html</link>
					  <description><![CDATA[Every year thousands of students head off to college with their computers, stereos, televisions and calculators. But what if these items were stolen, damaged by fire or vandalized? Would your homeowners policy provide enough coverage to replace your student's personal possessions even if he or she is away at college? Unfortunately many students are victims of these disasters every year. So before your child leaves home, it makes sense to check your homeowners insurance policy.]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 02 Jan 2007 00:00:00 -0700</pubDate>
					 <guid isPermaLink="true">http://www.iinc.org/articles/122/1/Covering-Kids-at-College/Page1.html</guid>
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					  <title><![CDATA[Set Sail Safely]]></title>
					  <link>http://www.iinc.org/articles/60/1/Set-Sail-Safely/Page1.html</link>
					  <description><![CDATA[Before you set sail, you should practice safety on the waterways as inexperienced and irresponsible boaters can cause accidents, injury and even death. In fact, it is estimated that more than 90 percent of people in North America who drown were occupants of small boats. Boating accidents stem from a number of factors including traveling too fast for water or weather conditions, driving under the influence of drugs or alcohol, failing to follow boating rules and regulations, carelessness and inexperience. ]]></description>
					  <author>cmiller@iinc.org (IINC Editor)</author>
					  <pubDate>Tue, 02 Jan 2007 00:00:00 -0700</pubDate>
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